Trade - Revision history

Blakemw: /* Loans */

2026-08-13T22:10:58Z

Loans

← Older revision		Revision as of 22:10, 13 August 2026
Line 158:		Line 158:
	==Loans==		==Loans==

	Unlike the other kinds of trade, a loan borrows a lump sum of a resource now, in exchange for paying back the exact same resource in the future. Like quick trades, loans always use the Trading Dock. Loans allow obtaining certain ~~manafactured~~ goods, particularly all tiers of Construction Parts, which are otherwise not available via Quick Trade or Contracts.		Unlike the other kinds of trade, a loan borrows a lump sum of a resource now, in exchange for paying back the exact same resource in the future. Like quick trades, loans always use the Trading Dock. Loans allow obtaining certain manufactured goods, particularly all tiers of Construction Parts, which are otherwise not available via Quick Trade or Contracts.

	* A loan can only be obtained for resources you are producing, and the amount you can borrow is ~~proportional to~~ your estimated ability to pay installments~~, the maximum loan amount would require repayments about 5x your current production~~.		* A loan can only be obtained for resources you are producing, and the amount you can borrow is limited by your estimated ability to pay installments.
	* You must pay a fee and interest, the interest rate is 8% at the start of the game, and can become as low as 4% with high reputation. The fee is usually about equal to 1 year of interest.		* You must pay a fee and interest in addition to the principal, the interest rate is 8% at the start of the game, and can become as low as 4% with high reputation. The fee is usually about equal to 1 year of interest.
	* You can choose a loan duration from 5 to 50 years, a longer loan will have smaller yearly installments, but you would pay much more interest over time.		* You can choose a loan duration from 5 to 50 years, a longer loan will have smaller yearly installments, but you would pay much more interest over time.
	* At any time you can choose to repay some or all of the principal.		* At any time you can choose to repay some or all of the principal.

Blakemw: /* Loans */

2026-08-10T10:34:12Z

Loans

← Older revision		Revision as of 10:34, 10 August 2026
Line 161:		Line 161:

	* A loan can only be obtained for resources you are producing, and the amount you can borrow is proportional to your estimated ability to pay installments, the maximum loan amount would require repayments about 5x your current production.		* A loan can only be obtained for resources you are producing, and the amount you can borrow is proportional to your estimated ability to pay installments, the maximum loan amount would require repayments about 5x your current production.
	* You must pay a fee and interest, the interest rate is 10% at the start of the game, and can become as low as 4% with high reputation. The fee is usually about equal to 1 year of interest.		* You must pay a fee and interest, the interest rate is 8% at the start of the game, and can become as low as 4% with high reputation. The fee is usually about equal to 1 year of interest.
	* You can choose a loan duration from 5 to 50 years, a longer loan will have smaller yearly installments, but you would pay much more interest over time.		* You can choose a loan duration from 5 to 50 years, a longer loan will have smaller yearly installments, but you would pay much more interest over time.
	* At any time you can choose to repay some or all of the principal.		* At any time you can choose to repay some or all of the principal.

Blakemw: Added preliminary section on loans

2026-08-10T09:04:20Z

Added preliminary section on loans

@@ Line 2: / Line 2: @@
 Trading is an interaction mechanic between player's home island and [[Villages|villages]] on the [[World Map|world map]].
-There are two types of offers: '''quick trade''' and '''contracts'''.
+There are three types of offers: '''quick trade''', '''loans''' and '''contracts'''.
 Currently, trading offers and their item ratios are fixed, so any world seed is guaranteed to have all the options necessary. They are also not affected by any starting settings. Though, positions of the [[Villages|villages]] themselves are randomized at the start. The starting village, which is always revealed to the player, will always have the same trading offers.
@@ Line 155: / Line 155: @@
 *Numbers are halved before building the [[Captain's Office II]] aside from the {{infoicon|Cargo Ship}} trade
 *Importing {{infoicon|Cargo Ship|plural=s}} are the only way to get additional ones after repairing all [[Damaged Cargo Ship]]s.
 ==Contracts==
 This type of offer is intended for creating a long term supply route of some basic resource. Mechanic is intended to extend player's capabilities in the late game, mitigating the limit of finite ores and some other basic resources on the island and in the [[World Map]] finite nodes. Contracts play a decisive role when it comes to allowing a player to infinitely sustain their settlement.

Brammigamer: removed gap at the start

2026-03-24T19:11:48Z

removed gap at the start

← Older revision		Revision as of 19:11, 24 March 2026
Line 1:		Line 1:
	{{Trade source data}}		{{Trade source data}}

	Trading is an interaction mechanic between player's home island and [[Villages\|villages]] on the [[World Map\|world map]].		Trading is an interaction mechanic between player's home island and [[Villages\|villages]] on the [[World Map\|world map]].

Gerrard: Updated contract table to 0.8.0

2026-03-09T17:57:16Z

Updated contract table to 0.8.0

Show changes

Prometheus0000: version update

2025-08-13T01:43:41Z

version update

← Older revision		Revision as of 01:43, 13 August 2025
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	{\| class="wikitable sortable" style="text-align: right"		{\| class="wikitable sortable" style="text-align: right"
	\|+ Quick Trades (Initial trade ratio, version 0.7.5)		\|+ Quick Trades (Initial trade ratio, version 0.7.8)
	\|- style="text-align: center"		\|- style="text-align: center"
	! [[Villages\|Village]]		! [[Villages\|Village]]
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	{\| class="wikitable sortable" style="text-align: right"		{\| class="wikitable sortable" style="text-align: right"
	\|+ Contracts (with a [[Cargo Ship]] having 8 modules, version 0.7.5)		\|+ Contracts (with a [[Cargo Ship]] having 8 modules, version 0.7.8)
	\|- style="text-align: center"		\|- style="text-align: center"
	! rowspan = 2 \| [[Villages\|Village]]		! rowspan = 2 \| [[Villages\|Village]]

Prometheus0000: edit, add missing

2025-08-13T01:38:46Z

edit, add missing

Show changes

PageFault at 03:01, 3 July 2025

2025-07-03T03:01:21Z

← Older revision		Revision as of 03:01, 3 July 2025
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	\| 2 \|\| 2		\| 2 \|\| 2
	\| style="text-align: left" \| {{infoicon\|VehicleParts3\|text=Vehicle Parts III\|link=Vehicle Parts III\|new=yes}} \|\| 97		\| style="text-align: left" \| {{infoicon\|VehicleParts3\|text=Vehicle Parts III\|link=Vehicle Parts III\|new=yes}} \|\| 97
			\| style="text-align: left" \| {{infoicon\|Coal\|new=yes}} \|\| 5250
			\| 0.2 \|\| 6.3 \|\| 12
			\|-
			\| 8 \|\| 2
			\| style="text-align: left" \| {{infoicon\|Lab Equipment3\|text=Lab Equipment III\|link=Lab Equipment III\|new=yes}} \|\| 656
	\| style="text-align: left" \| {{infoicon\|Coal\|new=yes}} \|\| 5250		\| style="text-align: left" \| {{infoicon\|Coal\|new=yes}} \|\| 5250
	\| 0.2 \|\| 6.3 \|\| 12		\| 0.2 \|\| 6.3 \|\| 12

Prometheus0000: Fix all the things

2025-06-22T22:28:54Z

Fix all the things

Show changes

Arb Arch: Updated tables for 7.5

2025-06-17T00:32:46Z

Updated tables for 7.5

Show changes

← Older revision		Revision as of 03:01, 3 July 2025
Line 194:		Line 194:
	\| 2 \|\| 2		\| 2 \|\| 2
	\| style="text-align: left" \| {{infoicon\|VehicleParts3\|text=Vehicle Parts III\|link=Vehicle Parts III\|new=yes}} \|\| 97		\| style="text-align: left" \| {{infoicon\|VehicleParts3\|text=Vehicle Parts III\|link=Vehicle Parts III\|new=yes}} \|\| 97
			\| style="text-align: left" \| {{infoicon\|Coal\|new=yes}} \|\| 5250
			\| 0.2 \|\| 6.3 \|\| 12
			\|-
			\| 8 \|\| 2
			\| style="text-align: left" \| {{infoicon\|Lab Equipment3\|text=Lab Equipment III\|link=Lab Equipment III\|new=yes}} \|\| 656
	\| style="text-align: left" \| {{infoicon\|Coal\|new=yes}} \|\| 5250		\| style="text-align: left" \| {{infoicon\|Coal\|new=yes}} \|\| 5250
	\| 0.2 \|\| 6.3 \|\| 12		\| 0.2 \|\| 6.3 \|\| 12